San Jose Bankruptcy: Will You Ever Get Credit Again?

Most bankruptcy filers fear: "I'll never get credit again."

This is not true at all.  You will get credit again, and it won’t even take that long before the credit card companies are knocking down you doors again They'll just be from lenders that will charge very high interest rates.

But, if you're planning to buy a house or a car, you might want to do that before you file. After bankruptcy, those loans will be tough to get and the higher interest rate on such a large purchase would have a significant effect on your payments. Also, if you have a credit card with a zero balance on the day you file for bankruptcy, you don't have to list it as a creditor since you don't owe any money on it. That means you might be able to keep that card even after the bankruptcy.  Call Sagaria Law for a bankruptcy consultation with a knowledgeable attorney in San Jose.

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