San Jose Bankruptcy: Renting an Apartment

Most worries that many San Jose debtors have are very similar.  One of them is whether they will be able to rent an apartment after bankruptcy. Common sense will tell you that these people are not all living on the street since there are over 1 million bankruptcies filed in the US last year alone.  If you are presently renting a home or apartment, usually your present landlord will renew your lease without running an updated credit report, and will have no knowledge that you even filed a bankruptcy.

There are always slight difficulties that you may be faced with if you are applying for a lease, but there is no need to worry because they can easily be overcome.  Here at Sagaria Law, our bankruptcy attorneys have found that larger leasing companies usually have stricter policies regarding leasing to applicants with blemished credit. The reason that makes it harder to rent is because of the blemished credit report not the bankruptcy itself.  It just so happens that the bankruptcy gives you negative credit on your report. Also, with no outstanding debt, you may appear to be a better risk than other applicants who have outstanding debt and blemished credit reports. Most of the time, if you put in a good faith extra security deposit, this will be enough to overcome the blemished credit report.  

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