San Francisco Bankruptcy: Will All of My Debt Disappear?

Many San Francisco bankruptcy clients first ask if all their debts will be erased as a result of a Chapter 7 bankruptcy filing.

The answer is no.

While it is true that a Chapter 7 bankruptcy filing will discharge most of your debts, there are particular types of debt that filing bankruptcy won't make go away.

Some such debts are government issued or government guaranteed student loans, child support and/or alimony debt, those as a result of any type of fraud, and others.

For example it is not likely that legal settlements that you’ve been assessed with will be discharged.  In any case, each person's debt situation is different, thus their bankruptcy filing will differ. An experienced bankruptcy attorney can shed more light in determining your bankruptcy needs and what is available to you in order to relieve your debt.

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