Sacramento Bankruptcy: What will Happen when You try to Rent a Home after Bankruptcy?

Although filing bankruptcy is a very personal event, many people in Sacramento have the same concerns.  One major one is whether they will be able to qualify for an apartment after bankruptcy.  You can take comfort in the fact that over one million bankruptcies were filed in the United States last year alone.  If you are already renting, then your landlord will most likely renew without running your credit report and will not even know that you have filed bankruptcy.

If you are in the market for a new place, then bankruptcy presents some challenges but challenges that can be overcome.  We at Sagaria Law have found that the larger leasing companies have the most strict policies on leasing to people with blemishes on their credit report.  The credit report, rather than the bankruptcy, is what usually causes the leasing office to reject your application if they do so.  Many other applicants will have credit issues, even if they haven’t had a bankruptcy.  However, by clearing away all your debt, bankruptcy may put you in a stronger position than those who have credit problems but haven’t been through bankruptcy.  Often a simple gesture of good faith, for example offering an extra month’s security deposit, is sufficient to overcome the blemish on your credit report.

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