Sacramento Bankruptcy: What will Happen to Your Personal Property in a Chapter 7 Bankruptcy?

Many Sacramento residents thinking of bankruptcy for the first time don’t know what they are getting into.  It is important to remember that generally a Chapter 7 bankruptcy allows you to keep your house, car, household goods, and personal belongings.  Our attorneys will use their knowledge and experience to protect your possessions.  If your car is worth less than what you owe, the court will not sell your car because the creditors would not get a distribution anyway.  However, we can usually protect this property even if you owe less than its worth by getting state bankruptcy exemptions.

In fact, you may be at more risk of losing your property if you don’t file bankruptcy because creditors can sue you, garnish wages, and attach and seize your property or bank accounts.  Without cash, you may miss rent, mortgage, or car payments and be unable to enjoy even basic necessities and unable to stop the cycle.  Our Sacramento attorneys are experienced in protecting personal property and are ready to help.

Creditor harassment can make a difficult time even more stressful.  In contrast, filing bankruptcy can actually be an unexpected relief.  When you arrive in our Sacramento office, you will get a client record number that lets you simply refer all future creditors to your bankruptcy attorney at Sagaria Law.  Upon filing, you will have no more payments and no more creditor harassment.  Our Sacramento attorneys are ready to help you on this path to a fresh start.

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