Sacramento Bankruptcy: Can you use Chapter 7 to get Lower Car Payments?

Sagaria Law of Sacramento has two options to help you reduce car payments.  Our bankruptcy attorneys, in some areas of the country, can use a Chapter 7 bankruptcy redemption to get lower payments.  Sometimes auto loan companies finances a vehicle in a way that pushes a customer into bankruptcy.  High car payments can make it difficult to make ends meet.  During a  Chapter 7 bankruptcy, the redemption process allows Sagaria to negotiate with creditors and force them to accept no more than the value of the vehicle.  Sagaria Law attorneys in Sacramento can help you obtain financing  on your Chapter 7 redemption on your vehicle.

For example, if you own a vehicle worth only $10,000 but you owe $25,000, Chapter 7 can force the lender to accept a $10,000 payoff on the vehicle and provide financing on that $10,000.  Beware, this service is not offered by all attorneys!  Reducing your vehicle payment can save you thousands of dollars on the vehicle, freeing up your income for other needs.  This is just one example of how the attorneys of Sagaria Law in Sacramento can help you to get the fresh start to which you are legally entitled.

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