Roseville Bankruptcy: Renting After Bankruptcy

Our Roseville clients commonly share the same basic concerns, including how to find housing post-bankruptcy.  Rest assured, there were more than 1,000,000 bankruptcies filed in the United States in the last year alone.  These people are not driven into the streets; instead, a market has emerged that focuses exclusively on renters who have filed bankruptcy.  If you are already in an rental, you have little to fear.  Landlords will very rarely if ever check your credit report after you are already in a unit and are unlikely to ever even know you filed bankruptcy.

If you are currently in the market for a new lease, there are some issues to consider.  Sagaria Law has discovered that in Roseville, the larger leasing companies are more likely to be strict expecting unblemished credit.  It is your credit report rather than your bankruptcy which keeps you from getting your new lease.  Since you have no debt following a bankruptcy, landlords may see you as a better risk than you would have been pre-bankruptcy.  Often, simply offering an extra month’s security deposit satisfies landlords concerns.  

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