Roseville Bankruptcy: Buying a House After Bankruptcy Step 2
Pre-qualifying for a loan makes things much simpler. Your budget, with a full accounting of all income and expenses, will determine how much you can afford for your mortgage payment. Use this number to determine how much house you can afford rather than trying to get approved for a loan for your dream house without regard to cost. In other words, go to a realtor or bank and get pre-qualified first and then choose your home. Surprisingly many lenders have options for post-bankruptcy borrowers. Those who don’t will usually recommend someone who does. To learn more call one of our experienced Roseville attorneys at Sagaria Law for your initial consultation.