Portland Bankruptcy: Chapter 7

An Oregon Chapter 7 is known as a liquidation type of bankruptcy. If your Oregon bankruptcy case goes smoothly most types of your unsecured debt will be discharged or go away. The most common types of unsecured debts are credit cards, medical bills, personal loans, personal signature loans, utilities and payday loans. All of those types of debt can be eliminated in a Chapter 7 Bankruptcy in Portland, Tigard and Beaverton Oregon. Even those debts that are subject to lawsuits and judgments can be discharged. Some debts in a Chapter 7 Bankruptcy will not be discharged. Debts for student loans are usually not discharged in bankruptcy, domestic support orders are non-dischargeable in bankruptcy, and debts created by causing an injury in an automobile accident when operating a motor vehicle while intoxicated are non-dischargeable.

If you want to keep property, such as a car or house, you will need to keep paying the payments on those. However, if one no longer wants to keep paying on a car loan or a mortgage and you are willing to surrender the property, even secured debt like a car loan or mortgage can be eliminated. 
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