Portland Bankruptcy: Bankruptcy Basics

Bankruptcy law in Portland, Tigard or Beaverton Oregon allows individuals to protect their assets and wages from creditors and are able to seek relief from their debts.What the bankruptcy code can protect in Oregon will depend on what type or Chapter of Bankruptcy is filed in Oregon Court.  Either in the Portland branch or Eugene branch.  The basic two type of bankruptcy filings in Oregon are either Chapter 7 or Chapter 13.

If you file in Portland Oregon a Chapter 13 Bankruptcy or a Chapter 7 Bankruptcy you will stop creditor harassment and stop all collection activity on your account once your Oregon bankruptcy is filed. Upon the filing of any personal bankruptcy a legal fiction created by court order goes into affect automatically called the “automatic stay.” The automatic stay is a court order that provides that creditors are “stayed” or prevented from collecting against you. While your case is pending in bankruptcy Court in Portland or Eugene your creditors are prevented from undertaking all collection activates, they must stop calling you at your work, sending you bills or even garnishing your wages.

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