Fremont Bankruptcy: Paying off Some Creditors vs. Others

When filing bankruptcy, some people think "I don't want to include certain creditors in my filing because it's important to me to pay them back someday and if the debt is discharged, I can't ever repay them."

Although you’re no longer obligated to repay some of your creditors, you always have the option to. There's nothing in the bankruptcy code that prevents you from repaying your creditors once you're back on your feet.

However, an important point to consider when facing bankruptcy, is that bankruptcy is an all-or-nothing deal; so you will have to include all your creditors in the petition when you file for bankruptcy. 
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