Carlsbad Bankruptcy: Will Every Debt I Owe Go Away?

A popular pre-bankruptcy question typically asked during consultation at Sagaria Law, Carlsbad is "Will bankruptcy erase all of my debt?" Unfortunately, the answer to that question is no.

It is true that a Chapter 7 bankruptcy filing will get rid of most of your debts and allow you the fresh start many hear about -  there is debt that exists that does not simply get wipe clean after the filing of your bankruptcy case.

For instance, debt accumulated by government issue or guarantee such as student loans, alimony support, child support, or debt resulting from fraud or fraudulent circumstances.

Also, it is scarce that legal settlements that you’ve been assessed with will be released.  It is important to consider that everyone's debt is different, thus every bankruptcy case is different. A trained bankruptcy attorney can help you with your bankruptcy options and assist you with coming to a decision that satisfies your financial goals.
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