Carlsbad Bankruptcy: Lower Car Payment in Ch, 13
The second method is to use Chapter 13 to reduce and consolidate your debts, including your car payments and other debts that you cannot afford. In a Chapter 13 bankruptcy, Sagaria Law will help reduce the total amount of your payment to a finance company down to the value of the vehicle plus some interests. Any money owed to the finance company above that amount can be paid at a percentage on the dollar. Even with your car being repossessed, we may still be able to force the finance company to return your vehicle and to reduce your car payment. However, time is crucial, so act now! We can also consolidate your other outstanding bills together so you can pay those debts at a percentage on the dollars as well. Call us for consultation about your debts solutions and your financial futures.