Beaverton Bankruptcy: Chapter 7 Bankruptcy

Chapter 7 bankruptcy in Oregon is also referred to as a liquidation style of filing bankruptcy. In most cases, the unsecured debt of the filer will be discharged or go away. Examples of  unsecured debt are medical or credit card bills, a personal loan, utility debt and certain types of payday loans.
Some debts, even though they have been subject to judgments and/or lawsuits can for the most party be discharged. Conversely, some debts in a Chapter 7 bankruptcy do not.


Generally speaking, student loan debts are typically not discharged in bankruptcy, nor are domestic support orders. Also, debt as a result of causing injury in vehicle collision while under the influence are considered non-dischargeable.


With regard to holding onto your property, for example your home or auto, your payments on those assets would be required to continue. The alternative would be to willingly surrender the property to eliminate the debt.

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