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The law varies from state-to-state — please provide your zip code!

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Why are you considering bankruptcy? (select all that apply)









What bills do you have? (select all that apply)








Do you own real estate?
If Yes, are you behind in these payments?


Do you own an automobile?
If Yes, are you behind in these payments?


Do you have any additional assets worth more than $1000.00?

What types of income do you have? (select all that apply)






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What can I do if a creditor keeps trying to collect money after I have filed bankruptcy?

If a creditor continues to attempt to collect a debt after the bankruptcy is filed in violation of the automatic stay, you should immediately notify the creditor in writing that you have filed bankruptcy. Provide them with either the case name, number, and filing date, or a copy of the petition that shows it was filed. If the creditor still continues to attempt to collect, the debtor may be entitled to take legal action against the creditor to obtain a specific order from the court prohibiting the creditor from taking further collection action, and if the creditor is willfully violating the automatic stay, the court can hold the creditor in contempt of court and punish the creditor by fine or incarceration. Any such legal action brought against the creditor will be complex and will normally require representation by a qualified bankruptcy attorney.